Scott Galloway warns chasing a raise with every job switch could backfire — especially for older workers

Most workers have looked at their paychecks at some point and thought: I should be making more than this.

But Scott Galloway has a less comforting way of looking at your salary. Over the course of a career, there's a good chance you'll spend just as much time being overpaid as you do being underpaid.

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That tension can become especially apparent later in a career, after years of promotions, raises and job hopping have pushed a worker's salary higher. Research from the Urban Institute found that, while older workers are less likely than their younger counterparts to lose their jobs, those who are laid off can have a harder time finding new work and face longer stretches of unemployment.

Galloway argues that, in some cases, the issue may not simply be whether a job is available, but whether workers are willing to accept ones that are available.

"Can you get a job or can you just not get a job you want?" Galloway said on his podcast .