‘Please don’t do this’: Dave Ramsey says to ditch this one household expense keeping Americans from becoming wealthy

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When it comes to the relationship one has with their car, you come first; The car comes second.

That's the advice financial guru Dave Ramsey offered Carl from New York when the 29-year-old father called into The Ramsey Show (1).

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"Love yourself enough not to go into car debt," Ramsey told him. "If you want to be middle class, stay in car debt. You will never build wealth because it will suck the bone marrow out of your money."

Carl added that he recently got a pay bump from $85,000 to a possible $95,000 after six months and his current Honda isn't worth fixing. He has $20,000 in savings for a new car, but the one he wants costs $25,000.